FEDERAL DIRECT LOAN CONSOLIDATION INTRODUCTION

Federal Direct student loan consolidation is a practical repayment management option that enables you to bundle all of the federal direct student loans you received to finance your college education into a single loan.

How do you know if you have federal direct student loans? You have them if you have:

• William D. Ford Stafford Loans
• William D. Ford PLUS Loans
• Direct Stafford Loans
• Direct PLUS Loans
• Direct Consolidation Loans
• Your loan bills come from the Direct Loan Servicing Center
• Your loan bills bear the name William D. Ford Federal Direct Loan Program
• Your school is a Direct Lending School

Did you know that holding Federal Direct Student Loans such as the Direct Stafford Loan and Direct PLUS Loan means you are more likely to be approved for student loan consolidation than holding any other kind of loan?

Requirements for Federal Direct Loan Consolidation:

• Minimum amount outstanding of $10,000 in Federal direct loans
• Students must be graduated/no longer in school before applying

Benefits of Federal Direct Loan Consolidation:

• Reduce your monthly payment by 50% or More!
• Apply now and lock in a lower rate for the life of the loan. 
• Make one loan payment a month. 
• Improve your credit rating!
• Match your repayment plan and term to your financial situation. 
• Reduce your interest rate as much as an additional 1.25% through our benefits package. 
• Applying for your loan with us is easy, and 
• There are no fees, credit checks, application or origination charges associated with your application!

Direct Loan Consolidation can significantly reduce your monthly payment burden. That's because direct student loan consolidation allows you to stretch your repayment period from the standard 10 years to up to 30 years, depending on the amount of your education debts. The lower payment means you'll have more money available to meet other household expenses, including car payments, childcare, and career-related necessities. Apply now and you will secure a low fixed interest rate for the life of the loan - locking in perhaps the the lowest consolidation rates ever!!
Federal Direct Loan Consolidation Introduction